Kingcade Services Group, Inc. provides Tax preparation, bookkeeping and accounting services. Our services extend to providing products such as software applications and limited financial products.
This Privacy Policy describes how we collect, use, disclose, and protect personal information, including nonpublic personal information (NPI) under the Gramm-Leach-Bliley Act.
By using our website, mobile application, or services (collectively, the “Services”), you agree to the practices described in this Policy.
2. Information We Collect
We collect the following categories of personal information:
A. Information You Provide Directly
• Identifiers (name, address, email, phone number, date of birth, Social Security number or other government ID)
• Financial account information (account numbers, routing numbers, balances, transaction history)
• Employment and income information
• Login credentials and authentication data
• Communications with us (support requests, feedback)
B. Information from Third Parties
• Account and transaction data from financial institutions via secure aggregators (e.g., Plaid or similar)
• Credit reports and scores (with your authorization)
• Identity verification data from service providers
• Publicly available information
C. Automatically Collected Information
• Device information (IP address, device ID, operating system, browser type)
• Usage data (pages viewed, features used, timestamps)
• Location data (if you enable it)
• Cookies, pixels, and similar technologies
D. Sensitive Personal Information (where applicable)
• Social Security number, account credentials, precise geolocation, biometric data (if used for authentication)
We collect only the information reasonably necessary to provide and improve our Services, comply with legal obligations, and prevent fraud.
3. How We Use Your Information
We use personal information for the following purposes:
• Providing, operating, and improving our financial Services
• Authenticating your identity and verifying accounts
• Processing transactions and payments
• Detecting, preventing, and investigating fraud, security incidents, and illegal activity
• Complying with legal and regulatory requirements (including anti-money laundering and know-your-customer rules)
• Communicating with you about your account, products, and updates
• Personalizing your experience
• Analytics and product development
• Marketing our products and services (where permitted and subject to your choices)
• Enforcing our terms and protecting our rights